Who we are

To become a household and leading insurance broking firm in Ghana and the Sub-Region providing providing cost efficient insurance services.
To provide Speedy, Timely, Professional and Cost-Efficient insurance broking and consultancy services to our cherished clients.

Our Objectives

  • To become a trusted partner for all the insurance needs of our clients.
  • To ensure our clients get the best insurance services at the best price.
  • To provide an avenue for the distribution of insurance products.
  • To offer prompt and quality advisory services to our clients and to ensure timely settlement of all their claims.
  • To provide technical advice on risk improvement with the aim of reducing the premium.
COVERUNIVERSAL INSURANCE BROKERS was set up as an insurance broker to provide insurance services to meet the specific needs of the people of Ghana. The company’s vision is to become a lifelong partner to all its clients and help them achieve their professional, business and personal goals.
We provide insurance brokerage services based on our understanding of the specific needs of our clients. Our vision is to become one of the key industry players within the sub-region, providing the most cost-efficient and flexible insurance solutions to our clients.
Within the past few years, Insurance penetration in Ghana has been low, below 5%. One reason that accounts for the low penetration has delayed the payment of claims and the repudiation of legitimate claims by insurance companies. This practice by insurance companies has led to a situation in which the public does not trust the industry. This reputation has not helped efforts to increase insurance penetration in the country. The COVID-19 pandemic has sharpened the importance of insurance and risk management for countries, organizations, families and individuals.
There is, therefore, the need to design innovative and affordable insurance products and services to address the needs of the country, companies and individuals, which are constantly changing with changes in the social and economic environment of the country.¬†Ghana’s economy has consistently been placed among Africa’s ten (10) fastest-growing economies. This economic growth can be attributed to inflows of foreign investments, infrastructural projects, digitization of the economy and industrialization.




Our team is made up of young dedicated professionals who are always available twenty-four seven (24/7) to attend to all your needs.

  • We provide the best policy conditions at the most cost-efFIcient price.
  • We have representatives in all the regions who are always on standby to attend to all your needs.
  • Prompt claims payment.